The advertised Jackpot Prize is paid as an annuity of 30 payments over 29 years or, at the election of the winner, in a single lump sum payment of the cash value of the annuity prize (prize subject to State and Federal taxes). If the winner chooses the annuity, the annual payments will be increased each year by a percentage set out in the Lotto America Group Rules. Annuity payments are paid pursuant to Lotto America Group Rules and New Mexico State Law.

As technology improves the rest of the world plays catch up. The technological revolution in the online lottery industry is very similar to that of online casino and online sports betting. The internet 2.0 the internet of things, has created the platform where players from all over the world can feel safe and secure in making payments, and more importantly, receiving the winnings from the lottery they decided to play.
Ask for the All Star Bonus with your Lotto America purchase! For an extra $1 All Star Bonus purchase you could increase your prize amount (except the jackpot) by 2, 3, 4 or 5. If you match 5 white ball numbers and have purchased the All Star Bonus, you will have multiplied your $20,000 prize to as much as $100,000! The prize payout does not increase if you match 5 and the Star Ball; in that case you win the jackpot!
Powerball is an American lottery game offered by 44 states, the District of Columbia, Puerto Rico and the US Virgin Islands. It is coordinated by the Multi-State Lottery Association (MUSL), a nonprofit organization formed by an agreement with US lotteries. Powerball's minimum advertised jackpot is $40 million (annuity); Powerball's annuity is paid in 30 graduated installments or winners may choose a lump sum payment instead. One lump sum payment will be less than the total of the 30 annual payments because of the time value of money.

Georgia, Illinois, Kentucky and Michigan currently have official websites that sell entries to residents and funnel revenue to the state. The one caveat with these: You must have a valid address in the state you’re purchasing from, and you must be physically present there when you click to purchase. Lying about your location is a crime punishable by fines and jail time.
10:40 am – N.J. family that won $429 million lottery jackpot is 'praying' it forward.  When Pearlie Mae Smith and her seven adult children won a $429.6 million Powerball jackpot in 2016, they promised to give 10 percent of their winnings — the largest jackpot ever won in New Jersey — to their church and to help others. It was a promise kept to the fullest.
To play Lotto America, pick five main numbers between 1 and 52 and one Star Ball from a separate pool of 1 to 10. You can choose your own numbers or ask for a Quick Pick. It costs $1 per line to play, while you can also add the All Star Bonus to your ticket for a small additional fee for the chance to increase any non-jackpot prize. Find out more about how to play Lotto America, and then just pick up a playslip from any participating retailer to take part.

From purchase to payoff, theLotter is secure and simple. Per our Terms of Use, theLotter has no legal claim to your tickets whatsoever -- all winnings are 100% yours. When you buy Powerball tickets online, a confirmation email is sent to you as proof of ticket ownership. After the ticket is physically purchased, you will also be able to see a scanned copy of the ticket in your account as proof-of-purchase. Since our founding in 2002, theLotter has had the privilege of paying out more than $90 million to over 4 million winners.
Drawings are usually held at the studios of WSB-TV in Atlanta, Georgia.[1][38] The original host was WSB's chief meteorologist, Glenn Burns. Currently, most drawings are emceed by the full-time host of Georgia Lottery drawings, John Crow, with Brian Hooker the main substitute host. For larger jackpots, the drawing sometimes is moved to Times Square, with New York Lottery announcer Yolanda Vega co-hosting.
A Powerball jackpot winner may choose to receive their prize in 30 payments over 29 years or a lump-sum payment. The cash value option, in general, is the amount of money required to be in the jackpot prize pool, on the day of the drawing, to fund the estimated jackpot annuity prize. The advertised jackpot annuity and cash value are estimates until ticket sales are final, and for the annuity, until the Multi-State Lottery Association takes bids on the purchase of securities. 
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Mega Millions players have the option to activate a multiplier, called Megaplier, in 45 of its 46 jurisdictions; it is functionally similar to Powerball's Power Play; except the latter cannot multiply second prize by 5. (Neither Megaplier nor Power Play are offered in California because its state penal code distinguishes between a "lottery" in which the bank cannot be "broken", and a "banked game" whose bank theoretically could be broken; only a "lottery" was authorized by the state Lottery Act.) By adding $1 to a basic Mega Millions game, to $3, a player has an opportunity to multiply any non-jackpot prize by 2, 3, 4, or 5. The Megaplier is drawn by the Texas Lottery (before the cross-sell expansion on January 31, 2010, it was the only lottery to offer Megaplier), which is drawn by a random number generator (RNG). The odds for each Megaplier possibility are not uniform.[19]
In 2013, US Powerball announced that it had a goal: to reach a $1 billion jackpot by 2022. The lottery has since passed the half a billion mark on four different occasions, and fans and players eagerly anticipated the grand rollover that would knock the others out of the top spots. As luck would have it, they only had to wait three years, not nine, to see their billion-dollar dreams come true. On 13 January 2016, the world's three luckiest ticket holders -- in Tennessee, California, and Florida -- shared the biggest jackpot ever in lottery history: $1.58 billion!
When it was launched in 1992 Powerball became the first game to use two drums. Using two drums to draw numbers from offers more manipulation by simultaneously allowing high jackpot odds, numerous prize levels and low overall odds of winning (as explained later, a ticket can win by matching only one number). The two-drum concept was suggested by Steve Caputo of the Oregon Lottery. The two-drum concept has since been used by The Big Game (now Mega Millions) in the US, Australia's Powerball, Thunderball in the UK, Eurojackpot and EuroMillions (unlike most two-drum games, Euromillions selects two numbers called "Lucky Stars" from the 2nd drum; jackpot winners must make a total of seven matches).[citation needed]
The annuity factor, or the cost to fund an annuity prize, is another key component. The annuity factor is made up of interest rates for securities purchased to fund prize payments. The higher the interest rates, the higher the advertised Grand Prize. You might not realize that an economic reality like interest rates impact even the Powerball jackpot, but they do!
One funny story concerning the Powerball draw came in March, 2005 when 110 players matched all five winning numbers, minus the Powerball (22, 28, 32, 33 and 39). The Powerball lottery officials, who were understandably suspicious, paid out nearly $20 million. It soon came to light that a biscuit company from New York named Wonton Food had printed six numbers to go in their fortune cookies and these numbers really had proved to be lucky, as they were the five Powerball numbers, minus the Powerball! Unfortunately for the 110 players, they were just two off the Powerball number of 42, as the number 40 had been predicted in the fortune cookies.

If you are married, unless you are legally separated (i.e., there is a written agreement recognized by a court or a court order), you need to include your spouse as well even if he/she does reside with you and/or will not immigrate with you. Of course, if you are legally divorced or widowed, you no longer have a spouse and you don't have to enter the former spouse information.
MUSL officials initially suspected fraud or a reporting error. However, all 110 winners had played numbers from fortune cookies made by Wonton Food Inc. of Long Island City, New York. The factory had printed the numbers "22, 28, 32, 33, 39, 40" on thousands of fortunes. The "40" in the fortune did not match the Powerball number, 42. None of the employees of Wonton Food played those numbers; at the time, the closest game member was Connecticut.[40] Since the ticket holders had won as result of a coincidence rather than foul play, the payouts were made.[41]
On top of the cost of a regular ticket, you can pay extra for the Power Play option which acts as a multiplier of prizes in a similar way to how Mega Millions’ Megaplier does. Taking the Power Play option multiplies winnings earned by matching just one number right through to matching five numbers - turning the $1,000,000 prize into a $2,000,000 prize.
Powerball lottery draws are held every Wednesday and Saturday at 22h59 Eastern Time and are broadcast live. The results of each lotto draw are not official until they are audited by an accounting firm. There are nine prize tiers on the Powerball Lottery, with approximate prizes ranging from $4 - $1,000,000. Players' tickets for the US Powerball are purchased by our ticket purchasing offices based in Connecticut, USA.
On January 13, 2016, the world's largest lottery jackpot, an annuity of approximately $1.586 billion, was split among three Powerball tickets in Chino Hills, California, Melbourne Beach, Florida and Munford, Tennessee, each worth $528.8 million. Since there is no income tax in Florida or Tennessee (and California does not tax lottery winnings), the cash option after Federal withholdings is $187.2 million each.[32]

Play Powerball online by selecting five main numbers from 1-69 and a single Power Ball additional number from a guess range of 1-26. US Powerball winning numbers are selected each Wednesday and Saturday at 23:00 EST*, and your official Powerball lottery ticket could make you the lottery world’s next dollar multi-millionaire! When you buy lottery tickets online with theLotter, you will see a scanned copy in your private theLotter account before every draw. Select your numbers for the next Powerball draw with quick pick, manual selection, or your saved lucky numbers! Learn more about how we purchase official lottery tickets here.
Two identical machines are used for each drawing, randomly selected from four sets. The model of machine used is the Halogen, manufactured by Smartplay International of Edgewater Park, New Jersey. There are eight ball sets (four of each color); one set of each color is randomly selected before a drawing. The balls are mixed by a turntable at the bottom of the machine that propels the balls around the chamber. When the machine selects a ball, the turntable slows to catch it, sends it up the shaft, and then down the rail to the display.
Jump up ^ "Powerball - Contact". Multi-State Lottery Association. Archived from the original on August 6, 2015. Retrieved August 2, 2015. Sure, the odds of matching 1 red ball out of 35 are 1 in 35, but we are not giving the odds for matching a red ball. We give the odds for winning a prize for matching one red ball ALONE. If you match the red ball plus at least one white ball, you win some other prize, but not this prize. The odds of matching one red ball ALONE are harder than 1 in 35 because there is some risk that you will also match one or more white ball numbers - and then win a different prize.
Lotto America is an American multi-state lottery game that began in 2017. It is operated by the Multi-State Lottery Association (MUSL). It takes its name from the original Lotto America, offered from 1988 to 1992. Lotto America was re-launched by 13 state lotteries on November 12, 2017. Plays are $1 each (or $2 with the All-Star Bonus option; see below.) Lotto America replaced the scandal-tarred Hot Lotto game; each of the 13 members of Lotto America offered Hot Lotto when it ended on October 28, 2017.
Mega Millions Lottery is the second big lottery of the USA. Or is is the best and highest US lottery next to the Powerball. The lottery of Mega Millions is available for everyone. People who are not American can participate quite easy by buying tickets from various providers. Once a player has bought tickets via an external provider, he or she will directly receive an Email with the certified tickets.

To play Lotto America, pick five main numbers between 1 and 52 and one Star Ball from a separate pool of 1 to 10. You can choose your own numbers or ask for a Quick Pick. It costs $1 per line to play, while you can also add the All Star Bonus to your ticket for a small additional fee for the chance to increase any non-jackpot prize. Find out more about how to play Lotto America, and then just pick up a playslip from any participating retailer to take part.

Based on statistical projections, the average jackpot win increased from $95 million to $141 million. Over 3.5 million additional prizes were expected to be won yearly due to the change in probability. The starting jackpot increased to $20 million, with minimum rollovers of $5 million. The jackpot contribution increased from 30.3% to 32.5% of total sales. The Power Play option was modified; second prize, usually $200,000, was given an automatic 5x multiplier, making the 5+0 prize $1 million cash. The bonus second prize if the jackpot exceeded its previous record by $25 million, triggered only twice, was eliminated with the 2012 format change.
Americans in the lowest fifth socioeconomic status group had the highest rate of lottery gambling (61%) and the highest mean level of days gambled in the past year (more than 26 days), the 2011 Journal of Gambling Studies research found. There were very few observed differences in lottery gambling for those in the three upper socioeconomic status groups — approximately 43% gambled on the lottery and the three upper groups averaged about 10 days of gambling on the lottery in the previous year of the study, a trend that was found in other countries with lotteries.
Gambling as a generalization has roots in the United States and other English colonies as far back as the 1600s. Not every colony allowed gambling, however. The Massachusetts Bay Colony, for example, did not allow cards, dice or gaming tables, even in private residences. In most colonies however, gambling was seen as a harmless distraction as long as it was played in a gentlemanly manner.

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The American Powerball,known as "Lotto America" made it debut way back in 1988, which makes it one of the oldest Lottery games around today. In 1992 they changed the name to the Powerball lottery, with the first official Powerball draw being held on April 19th, 1992. The game has grown and evolved over the years now totalling 44 States and various changes being applied to the ball and prize structure from the game back in 1988. These include a change in the annuity prize payments from 20 yearly payments to 30, and the addition of a cash option for the jackpot as the jackpot is massive averaging around $100 million.
The January 4, 2011 Mega Millions drawing drew attention for its similarity to "The Numbers," a sequence of six numbers that served as a plot device of the ABC drama series Lost. One such usage involved character Hugo "Hurley" Reyes playing the sequence in a similar "Mega Lotto" game, winning a nine-figure jackpot and subsequently experiencing numerous misfortunes in his personal life. The first three numbers (4, 8, 15) and mega ball (42) in the Mega Millions drawing matched the first three numbers and the final number (which Hurley also used as the "mega ball" number) in the Lost sequence. The last two numbers in the Mega Millions drawing did not match the last two numbers that were used in the scene. Those who played "The Numbers", including from quick-picks, won $150 ($118 in California) in a non-Megaplier game; $600 with the multiplier.[46]

Never choose all odd or all even numbers. Such combinations (either all ‘odd’ numbers, or all ‘even’ numbers) make up only 3% of prizes won. Most winning Mega Millions tickets are notable for having three ‘odd’ and two ‘even’ numbers. Alternatively, you could choose three ‘even’ numbers and two ‘odd’ numbers, although your chances to win won’t be quite as good. The mega-ball number can be either an ‘even’ or an ‘odd’ number, and is not related in any way to your main (white) ball choices.


MUSL and its members accept all investment risk and are contractually obligated and liable to the winner to make all scheduled payments to annuity winners. If a jackpot ticket is not claimed, the funds in the prize pool are returned to members in proportion to the amount they contributed to the prize pool. The members have different rules regulating how unclaimed funds are used.[2]
10:40 am – N.J. family that won $429 million lottery jackpot is 'praying' it forward.  When Pearlie Mae Smith and her seven adult children won a $429.6 million Powerball jackpot in 2016, they promised to give 10 percent of their winnings — the largest jackpot ever won in New Jersey — to their church and to help others. It was a promise kept to the fullest.
Changes to the Mega Millions game matrix were introduced, meaning the jackpots will likely get bigger more often, and players have a better chance of winning the second-tier prize of $1 million (without the Megaplier). Certain states can now take advantage of the Just the Jackpot feature, which allows players to buy a ticket ($3 for two lines) that gives them a chance of winning the jackpot if they match 5 + 1, but no prizes if they match anything less than that.
The Mega Millions is an American lottery game which is played in multiple jurisdictions across the country (and indeed, the world), with the first draw taking place in 2002. It also holds the proud title of giving off the third largest recorded lottery win in American history. In March 2012, a $656 million annuity value (cash value $474 million) jackpot was won and split three ways due to three winning tickets.

The advantages to group game tickets is that is a good way to maximize your exposure (you have a little bit of a lot of tickets) without spending fortunes of multiple tickets. Due to the US Powerball having a minimum jackpot of $40m, group game tickets are always an attractive option as even with only a 2.5% share of the syndicate, you will still win $1m! As the jackpots grow, the Syndicate option becomes more and more appealing. The mantra of the group game player is “it’s better to have a little bit of something than a big bit of nothing.”

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